How much deposit do I need for a home loan?

The required deposit depends on the property, lender and applicant profile. A larger deposit can reduce the amount borrowed and improve the strength of an application.

How long will it take to save for a house deposit?

The timeline depends on your target deposit, current savings, monthly contributions and the return earned on those savings.

Homebuyer planning savings for a property deposit

Deposit Savings Calculator

Set a property deposit goal and build a practical monthly savings timeline.

Saving towards your property deposit

Set your target deposit and see how long your current savings plan may take.

Target property price *

Deposit target *

Current savings

Monthly contribution *

Savings interest rate